Surface Use, Horizontal Subdivision

Provides coverage to an Owner or Lender against loss resulting from the exercise of the right of a subsurface owner to use the surface of the land for any purpose in connection with his subsurface ownership. This endorsement is designed for those situations where ownership of the land has been divided into two or more horizontal planes with the subsurface ownership severed from ownership of the surface; it is not intended to include severance of the subsurface oil or mineral rights.